2012 The Year of Zero

Rules

1. Cash and cash only. No credit card. No debit card.

2. No new clothing except necessary undergarments. All clothing needs to be fulfilled at local garage sales/thrift stores.

3. No new magazine subscriptions or purchase of new books. Utilize library and NO late fees.

4. Netflix. Use it or lose it. Send DVD's back weekly.

5. 1 night out per week (Wednesday) for dinner/date night with Hubby. Cap out at $40 a week WITH tip.

6. Only replacement items for the house. No new stuff bringing in. If it's brought in, item needs to be taken out.

7. No new monthly commitments such as upgrades on cell phones or anything else. Bills need to stay consistent for 2011.

8. Put aside weekly check ($143.68) into savings account (this should equate to $7,471.76. Wish I could do the $1,080 once a month too but that's pushing it.

9. Control Food Waste.

10. Do It Myself Beauty (hair color, nails, eyebrows).

2012 The Year of Zero

Tuesday, October 4, 2011

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