Tuesday - Zero Spend Day ... DAY SEVEN! That was a good feeling last night to be in for the night and be able to say that!
Wednesday was ALSO a Zero Spend Day, EIGHT DAYS!!
The Fresh Market opened Wednesday in downtown Fort Lauderdale. Like, I will drive by it every morning IF I don't take the scenic route. Um, like I need to take the scenic route :) I really want to go but I'm holding out only because I know I'll BUY something. Yikes.
I did a DIY lip wax earlier this week. If you want to know (and SEE the results, click over to the other blog). That's pretty impressive that it works AND that it didn't hurt all that bad, not to mention, easy to do. Yes. I saved myself $10. Woohoo. Next up are the eye brows, not so sure how THAT will go.
Mark took me out for dinner Wednesday to the japanese buffet. He paid. So no money out of MY pocket. Hence, it was still a zero spend day. I've had this same $20 in my walled for 9 days now. Wow. It feels good and there isn't anything that I need. I really wanted to get some sparkling water that was on sale but the sale is over, and I'm not dying yet, so it goes to show, missing good deals are not the end of the world.
Need to move the remaining funds from checking to savings (about $500) and start setting up bill pay for those bills that are coming in. After a bleak January, I'm aiming HIGH for February. Need to also get the modified budget up for review.
Showing posts with label savings account. Show all posts
Showing posts with label savings account. Show all posts
Thursday, February 2, 2012
Tuesday, January 31, 2012
Monday, January 30th, 2012
Another Zero Spend Day! Sweet! That makes 6 days in a row. I know that the days are numbered: I need to hit the grocery store ... well, no really a necessity, but there's a few things I'd like to get while on sale and coupons ... and stay within that $20 range I gave myself per week for the month of February.
Went and worked out too. That was good. Finally got motivated and managed to keep up. I seriously think its because I guzzled lots and lots of water from 3pm to 5pm ... I'm bad about that and now that's why I'm not dripping in sweat when done like I should be. AND I found what exercise it is that makes me woozy ... the squeezing of shoulder blades, I feel a crunchy and burning feeling leaving it buzzy feeling and then my head goes WOOSH. So ... something up there. Not read to follow drs recommendation and see neurologist for pinched nerve just yet but will see if there isn't some way I can get it loosened up on my own first.
Also stopped at Kmart to return the 2 items I purchased a few weeks back. $17 and change back and that went straight in my No Touch Savings envelope. Have $50 plus in there right now. Changed out the 5's and singles for the $20 in my grocery envelopes as I'd rather NOT have a bunch of singles to deposit (those 1 by 1 transactions take forever!)
So, 6 days of Zero Spend. I feel good!
Went and worked out too. That was good. Finally got motivated and managed to keep up. I seriously think its because I guzzled lots and lots of water from 3pm to 5pm ... I'm bad about that and now that's why I'm not dripping in sweat when done like I should be. AND I found what exercise it is that makes me woozy ... the squeezing of shoulder blades, I feel a crunchy and burning feeling leaving it buzzy feeling and then my head goes WOOSH. So ... something up there. Not read to follow drs recommendation and see neurologist for pinched nerve just yet but will see if there isn't some way I can get it loosened up on my own first.
Also stopped at Kmart to return the 2 items I purchased a few weeks back. $17 and change back and that went straight in my No Touch Savings envelope. Have $50 plus in there right now. Changed out the 5's and singles for the $20 in my grocery envelopes as I'd rather NOT have a bunch of singles to deposit (those 1 by 1 transactions take forever!)
So, 6 days of Zero Spend. I feel good!
Saturday, January 28, 2012
Friday, January 26th, 2012
It's Friday ... I love Friday's nowadays. Used to be sort of my grocery shopping day, but not any more! I think I prefer that! Besides, I don't believe I could possibly need anything after the Costco trip this week.
Mark hit the gym after work. I came home and cleaned, menu planned, and put together a little mishmash of appetizers for dinner. And had a few beers.
It's another Zero Spend Day. I'd really like to take the truck and get it washed over at the local car wash place. But about $20 ... even though, in MY opinion, it's well worth it. The truck is D. I. R. T. Y. Dusty and wheel cleaner/black stuff splashed on the fenders. And they vacuum and wipe down the interior. PLUS the one manager loves my truck because it's so new looking (1999 Tahoe with 44000 miles, never wrecked, garage kept at night and covered parking during day, it lives a privileged life) so he makes sure it's taken care of.
So 3 days in a row with Zero Spend. There may be hope after all!
On other news, my brother called me Thursday ... dad is back at the hospital, had another stroke (#4?) and now they think it's his blood thinning that's causing problems (well his sugar starts it and the blood thickness finishes it). He's already on thinner but now they are going to tweak it and he will be borderline danger on thinness, not a good thing for an old guy. Dad was rather cranky when I spoke to him, said they were starving him out. Well, come to find out, when he drank some water, he started choking, rather badly, so they said no food or water til further testing. He doesn't understand that but I think it's because they want to make sure there is no damage from the stroke, so will have to wait til the cat scan is done. D also told me that they got him set up on energy assistance program for electric. Good because it was something I tried to do here but couldn't because too much paperwork and copies of stuff needed that I was unable to do from here. Was just planning to do it when I got there. This shows how much lack of communication there is here. So regardless, his bill should be 12% less, but no one can tell me how much (I did the math, $120 vs $137). (I checked online later, and still see the balance and the same program he was on before so will pay the $137 Tuesday and check again next weekend to see if the program is changed). Dad was better today and they moved him out of ICU and will give PT over the weekend.
**Now I hear that it was NOT a stroke, but a TIA. However, my brother and the wife are requesting a 2nd neurologist to come in as they say it IS a stroke. But Dad sounds better than he has (speech wise) and this would be his 4th incident and I really think his speech has improved this time around. I kind of, sort of think they want it to be a stroke so he can get further assistance :( Visiting nurse, etc.)
I've still not re-worked the budget and MUST get that done this weekend. Otherwise, February starts and I will feel just clueless yet again. Thinking of a No Spend for the kitchen since it's only 28 days and I'm pretty well stocked ... maybe $20 a week for salad and milk stuff?
**I've went ahead and took the 94 cash in my wallet that I had and divided it up into the 4 food envelopes, $20 in each. The $14 is in the No Touch savings account envelope. I'm committed.
Mark hit the gym after work. I came home and cleaned, menu planned, and put together a little mishmash of appetizers for dinner. And had a few beers.
It's another Zero Spend Day. I'd really like to take the truck and get it washed over at the local car wash place. But about $20 ... even though, in MY opinion, it's well worth it. The truck is D. I. R. T. Y. Dusty and wheel cleaner/black stuff splashed on the fenders. And they vacuum and wipe down the interior. PLUS the one manager loves my truck because it's so new looking (1999 Tahoe with 44000 miles, never wrecked, garage kept at night and covered parking during day, it lives a privileged life) so he makes sure it's taken care of.
So 3 days in a row with Zero Spend. There may be hope after all!
On other news, my brother called me Thursday ... dad is back at the hospital, had another stroke (#4?) and now they think it's his blood thinning that's causing problems (well his sugar starts it and the blood thickness finishes it). He's already on thinner but now they are going to tweak it and he will be borderline danger on thinness, not a good thing for an old guy. Dad was rather cranky when I spoke to him, said they were starving him out. Well, come to find out, when he drank some water, he started choking, rather badly, so they said no food or water til further testing. He doesn't understand that but I think it's because they want to make sure there is no damage from the stroke, so will have to wait til the cat scan is done. D also told me that they got him set up on energy assistance program for electric. Good because it was something I tried to do here but couldn't because too much paperwork and copies of stuff needed that I was unable to do from here. Was just planning to do it when I got there. This shows how much lack of communication there is here. So regardless, his bill should be 12% less, but no one can tell me how much (I did the math, $120 vs $137). (I checked online later, and still see the balance and the same program he was on before so will pay the $137 Tuesday and check again next weekend to see if the program is changed). Dad was better today and they moved him out of ICU and will give PT over the weekend.
**Now I hear that it was NOT a stroke, but a TIA. However, my brother and the wife are requesting a 2nd neurologist to come in as they say it IS a stroke. But Dad sounds better than he has (speech wise) and this would be his 4th incident and I really think his speech has improved this time around. I kind of, sort of think they want it to be a stroke so he can get further assistance :( Visiting nurse, etc.)
I've still not re-worked the budget and MUST get that done this weekend. Otherwise, February starts and I will feel just clueless yet again. Thinking of a No Spend for the kitchen since it's only 28 days and I'm pretty well stocked ... maybe $20 a week for salad and milk stuff?
**I've went ahead and took the 94 cash in my wallet that I had and divided it up into the 4 food envelopes, $20 in each. The $14 is in the No Touch savings account envelope. I'm committed.
Monday, December 12, 2011
Rule #8 - Get Serious About Saving
Number 8 of 10 ...
Get serious about saving. Really.
I get a weekly check of $143.68. Then I also get a check the 1st and 15th of each month for a lot more. And then I also get a month end check for bonuses. And another check from the one attorney for some side work I do (not sure how long this will last) and of course, the pennies from the blogs and a few bucks from Text Brokers.
So um, yeah, I make a decent amount.
Which means I should have a LOT saved. But I don't. I spend. Sometimes mindlessly. Which is why I'm where I am today.
That weekly check? That is going into the Chase no-touch savings account. I say NO-TOUCH because it's not convenient for me to get there or to take money out. I don't even have the account number memorized or my pin for the ATM card. Ha. Perfect.
This should equate to $7,471.36 for the year. That's a decent savings, don't you think?
Rule #8:
Savings account to be added to WEEKLY.
Get serious about saving. Really.
I get a weekly check of $143.68. Then I also get a check the 1st and 15th of each month for a lot more. And then I also get a month end check for bonuses. And another check from the one attorney for some side work I do (not sure how long this will last) and of course, the pennies from the blogs and a few bucks from Text Brokers.
So um, yeah, I make a decent amount.
Which means I should have a LOT saved. But I don't. I spend. Sometimes mindlessly. Which is why I'm where I am today.
That weekly check? That is going into the Chase no-touch savings account. I say NO-TOUCH because it's not convenient for me to get there or to take money out. I don't even have the account number memorized or my pin for the ATM card. Ha. Perfect.
This should equate to $7,471.36 for the year. That's a decent savings, don't you think?
Rule #8:
Savings account to be added to WEEKLY.
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